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All claims start with the first report of injury form. Each state’s form is a little different, but they all ask for a description of the incident and the claimant’s information. The first report must be turned in to the insurance carrier or state agency within a legally specified time period that varies from state to state. Best practice is to turn it in within 24 hours of an incident.
Turning in a claim does not indicate acceptance. That is not the employer’s call. Claim denial or acceptance should be left up to the insurer; however, the employer should fully investigate all accidents and let the claims adjuster know of any misgivings they may have about a claim.
Other documents used in the workers’ compensation (WC) process include:
An employer can get copies of state-required insurance forms by contacting their insurance agency or the state’s WC division.
Experts recommend keeping all claim-related documents for at least 10 years after a claim has been closed. There is always the possibility that the claim could be reopened or a lawsuit filed.
All claims start with the first report of injury form. Each state’s form is a little different, but they all ask for a description of the incident and the claimant’s information. The first report must be turned in to the insurance carrier or state agency within a legally specified time period that varies from state to state. Best practice is to turn it in within 24 hours of an incident.
Turning in a claim does not indicate acceptance. That is not the employer’s call. Claim denial or acceptance should be left up to the insurer; however, the employer should fully investigate all accidents and let the claims adjuster know of any misgivings they may have about a claim.
Other documents used in the workers’ compensation (WC) process include:
An employer can get copies of state-required insurance forms by contacting their insurance agency or the state’s WC division.
Experts recommend keeping all claim-related documents for at least 10 years after a claim has been closed. There is always the possibility that the claim could be reopened or a lawsuit filed.