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Employee benefits are generally covered under the federal jurisdiction of the Employee Retirement Income Security Act (ERISA).
Federal ERISA plans generally do not have to comply with state laws. ERISA rules preempt or block state laws that relate to ERISA plans. State insurance laws, however, do apply. Washington State has no insurance laws specifically governing private employer retirement benefits, but rather, investments.
Revised Code of Washington
Title 48 Insurance
29 CFR chapter XXV (Parts 2509 – 2590)