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Among the various employee benefit programs established and governed by ERISA are multiple employer welfare arrangements (MEWA), which are subject as well to state regulatory and fiscal standards consistent with ERISA.
Effective January 1, 2014, MEWAs are prohibited from offering, marketing, representing, or selling any product, contract, or discount arrangement as minimum essential coverage or as compliant with the essential health benefits requirement under the federal Affordable Care Act, unless it meets the applicable requirements under that act (§742.40).