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Employee benefits are generally covered under the federal jurisdiction of the Employee Retirement Income Security Act (ERISA).
Federal ERISA plans generally do not have to comply with state laws. ERISA rules preempt or block state laws that relate to ERISA plans. State insurance laws, however, do apply. Georgia has laws that govern group life insurance, and include the following provisions:
Contact
Georgia Insurance and Safety Fire Commissioner
Regulations
Georgia Insurance Code, Title 33, §33-27-1 through §33-27-9
Contact
Employee Benefits Security Administration (EBSA)
Regulations
29 CFR chapter XXV (Parts 2509 – 2590)