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Institute Employee Benefits Test Yourself Questions Newborn's and Mothers' Health Protection Act USA Human Resources English Analysis Focus Area Associate Benefits & Compensation

What exactly is the Newborns’ Act?

Test what you know on Newborns’ Act regulations. Click below to see answers.

  1. According to the Newborns’ and Mothers’ Health Protection Act (Newborns’ Act), health plans and insurance issuers may not restrict the hospital length of stay benefits for a mother or newborn to less than 48 hours following childbirth (or 96 hours following a Cesarean section).
    1. True
    2. False
  2. The mother or newborn may not be discharged earlier even if a physician or nurse midwife decides to allow it.
    1. True
    2. False
  3. If delivery occurs in the hospital, the 48-hour period (or 96-hour period) starts at the time of delivery.
    1. True
    2. False
  4. Group health plans, insurance companies, or health maintenance organizations (HMOs) may impose deductibles or other cost-sharing provisions for hospital stays in connection with childbirth.
    1. True
    2. False

What exactly is the Newborns’ Act?: Answers

  1. True.
  2. False. The attending provider (who may be a physician or nurse midwife) may decide, after consulting with the mother, to discharge the mother or newborn child earlier.
  3. True.
  4. True. However, this is true only if the deductible, coinsurance, or other cost-sharing for the later part of a 48-hour (or 96-hour) stay is not greater than that imposed for the earlier part of the stay.
employee-benefits
Employee Benefits
Institute Employee Benefits Test Yourself Questions Newborn's and Mothers' Health Protection Act USA Human Resources English Analysis Focus Area Associate Benefits & Compensation

What exactly is the Newborns’ Act?

Institute Employee Benefits Test Yourself Questions Newborn's and Mothers' Health Protection Act USA Human Resources English Analysis Focus Area Associate Benefits & Compensation

Test what you know on Newborns’ Act regulations. Click below to see answers.

  1. According to the Newborns’ and Mothers’ Health Protection Act (Newborns’ Act), health plans and insurance issuers may not restrict the hospital length of stay benefits for a mother or newborn to less than 48 hours following childbirth (or 96 hours following a Cesarean section).
    1. True
    2. False
  2. The mother or newborn may not be discharged earlier even if a physician or nurse midwife decides to allow it.
    1. True
    2. False
  3. If delivery occurs in the hospital, the 48-hour period (or 96-hour period) starts at the time of delivery.
    1. True
    2. False
  4. Group health plans, insurance companies, or health maintenance organizations (HMOs) may impose deductibles or other cost-sharing provisions for hospital stays in connection with childbirth.
    1. True
    2. False

What exactly is the Newborns’ Act?: Answers

  1. True.
  2. False. The attending provider (who may be a physician or nurse midwife) may decide, after consulting with the mother, to discharge the mother or newborn child earlier.
  3. True.
  4. True. However, this is true only if the deductible, coinsurance, or other cost-sharing for the later part of a 48-hour (or 96-hour) stay is not greater than that imposed for the earlier part of the stay.

Test what you know on Newborns’ Act regulations. Click below to see answers.

  1. According to the Newborns’ and Mothers’ Health Protection Act (Newborns’ Act), health plans and insurance issuers may not restrict the hospital length of stay benefits for a mother or newborn to less than 48 hours following childbirth (or 96 hours following a Cesarean section).
    1. True
    2. False
  2. The mother or newborn may not be discharged earlier even if a physician or nurse midwife decides to allow it.
    1. True
    2. False
  3. If delivery occurs in the hospital, the 48-hour period (or 96-hour period) starts at the time of delivery.
    1. True
    2. False
  4. Group health plans, insurance companies, or health maintenance organizations (HMOs) may impose deductibles or other cost-sharing provisions for hospital stays in connection with childbirth.
    1. True
    2. False
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Answer
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