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Summary of differences between federal and state regulations
Federal HIPAA portability provisions limit exclusions for preexisting conditions; prohibit discrimination against employees and dependents based on their health status; and allow a special opportunity to enroll in a new plan to individuals in certain circumstances.
States are allowed to go beyond the federal requirements. Wyoming follows the federal requirements except that in determining whether a preexisting condition provision applies to a participant, all plans must credit the time the person was previously covered by a plan if the previous coverage was continuous to a date not more than 90 days prior to the effective date of the new coverage exclusive of any applicable waiting period.
State
Contact
Regulations
Wyoming Statutes
Title 26 Insurance Code
Chapter 19 Group and Blanket Disability Insurance
www.lexisnexis.com/hottopics/wystatutes/
Federal
Contact
Centers for Medicare & Medicaid Services
Regulations
45 CFR Parts 160 - 164
29 CFR 2590.701-1 et seq.