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Federal HIPAA portability provisions limit exclusions for preexisting conditions; prohibit discrimination against employees and dependents based on their health status; and allow a special opportunity to enroll in a new plan to individuals in certain circumstances.
States are allowed to go beyond the federal requirements. Maine’s requirements mirror those of federal.
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Regulations
Maine Revised Statutes
Title 24-A, Chapter 36, §2849-C (Certificates of coverage): http://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2849-C.html
Title 24-A, Chapter 36, §2850 (Limitations on exclusion and waiting periods): http://www.mainelegislature.org/legis/statutes/24-A/title24-Asec2850.html