HIPAA - Georgia

Summary of differences between federal and state regulations

Federal HIPAA portability provisions limit exclusions for preexisting conditions; prohibit discrimination against employees and dependents based on their health status; and allow a special opportunity to enroll in a new plan to individuals in certain circumstances.

States are allowed to go beyond the federal requirements. Georgia provides for any newly eligible participant who has had creditable coverage under another health benefit plan within the previous 90 days to be eligible for coverage immediately upon completion of any employer imposed waiting period.

The state also has a 31-day special enrollment period for newborns and adopted children. Federal has a 30-day period.

Otherwise, the state law reflects federal requirements.

State

Contact

Georgia Insurance and Safety Fire Commissioner

Regulations

Ga. Code Ann. Title 33; §33-30-15

Federal

Contact

Centers for Medicare & Medicaid Services

Regulations

45 CFR Parts 160 - 164

29 CFR 2590.701-1 et seq.

29 USC chapter 18, §1181