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Employee health plans are generally covered under the federal jurisdiction of the Employee Retirement Income Security Act (ERISA).
Federal ERISA plans generally do not have to comply with state laws. ERISA rules preempt or block state laws that relate to ERISA plans. State insurance laws, however, do apply. Arkansas law includes the following provisions:
Rules and regulations:
Contact
Regulations
Health insurance laws are found in the Arkansas Code at Title 23 (Public Utilities and Regulated Industries), Subtitle 3 (Insurance), Chapters 76 - Health maintenance organizations, 79 – Insurance policies generally, 86 – Group and blanket health and life insurance, and 99 Health care providers.
Insurance rules and regulations:
Minimum standards for accident and health insurance, Rule and regulation 18
Unfair discrimination, Rule and regulation 42
Mental health parity, Rule and regulation 71
Small employer purchasing groups, Rule and regulation 78
Contact
Employee Benefits Security Administration (EBSA)
Regulations
29 CFR chapter XXV (Parts 2509 – 2590)