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['Compensation']
['Payroll', 'Compensation']
11/11/2025
State Info
Direct deposit provisions - Ohio
There are no state-level restrictions in Ohio that prohibit private employers from mandating direct deposit, as long as they:
- Allow employees to choose their preferred financial institutions;
- Comply with payday timing rules;
- Provide required notices and pay statements; and
- Avoid fees or deductions that would reduce wages below minimum wage.
State employees whose compensation is managed by the Office of Budget and Management are required to receive their wages by direct deposit. Employees must provide written authorization with their banking details. If they fail to do so, the state may still deposit their pay via direct deposit under rules established by the Director of Administrative Services. Employees hired before June 5, 2002, who are covered by a collective bargaining agreement that does not require direct deposit are exempt from mandatory direct deposit.
Related information
Citations
- Ohio Rev. Code Sec. 4113.14
- Ohio Rev. Code Sec. 124.151
- 15 USC 1693 et seq. — Electronic Funds Transfer Act (EFTA)
- 12 CFR Part 1005 — Electronic Fund Transfers (Regulation E)
- FOH Chapter 30 RECORDS, MINIMUM WAGE, AND PAYMENT OF WAGES (U.S. DOL – page 11, Sec. 30c)
- 29 CFR 531.35 — “Free and clear” payment; “kickbacks”
['Compensation']
['Payroll', 'Compensation']
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