Continuation of Benefits Coverage (COBRA) - Missouri

Summary of differences between federal and state regulations

Missouri law covers employers with less than 20 employees, and provides for nine months of continued group health coverage with your employers group plan. Federal COBRA covers employers with 20 or more employees.

A group policy must provide that those not covered by federal COBRA, whose coverage would otherwise terminate because of termination of employment, are entitled to continue their coverage in the same manner as is required under the continuation of coverage provisions set forth in the federal COBRA, as amended.

State

Contact

Missouri Department of Insurance

Regulations

Missouri Revised Statutes

Chapter 376 Life, Health and Accident Insurance §376.428

Federal

Contact

Employee Benefits Security Administration (EBSA)

Regulations

26 CFR 54.4980B-1 et seq.