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Continuation of Benefits Coverage (COBRA) - Iowa RegSenseState InfoEmployee BenefitsIowaAssociate Benefits & CompensationConsolidated Omnibus Reconciliation Act (COBRA)Best ResultsEnglishFocus AreaHuman Resources
Summary of differences between federal and state regulationsIowa law covers all employers, not just employers with 20 or more employees.Employee must have had coverage for three months prior to termination of coverage.Coverage includes accident or health benefits only; may exclude additional benefits such as dental care, vision care, or prescription drug benefits.The law provides for nine months of continued coverage.Plan termination is a valid reason for coverage.Participants may convert from group coverage at the termination of the coverage.State ContactIowa Insurance DivisionRegulationsIowa Code §509B.3 (continuation) Iowa Code §509B.4 (conversion)Federal ContactEmployee Benefits Security Administration (EBSA)Regulations26 CFR 54.4980B-1 et seq.['Employee Benefits']['Consolidated Omnibus Reconciliation Act (COBRA)']