Continuation of Benefits Coverage (COBRA) - Alabama

Summary of differences between federal and state regulations

Alabama has no direct law that correlates to federal COBRA. However, there is a law prohibiting insurers from terminating health coverage for someone who is the subject of domestic abuse, where the subject of abuse does not qualify for coverage under the federal COBRA because coverage originally was issued in the name of the abuser and the abuser has divorced, separated from, or lost custody of the abused; or the abuser’s coverage has terminated voluntarily or involuntarily.

Under federal COBRA, there is no specific provision for subjects of abuse. Federal COBRA applies to employees in Alabama.

State

Contact

Alabama Department of Insurance

Regulations

Code of Alabama §27-55-3

Federal

Contact

Employee Benefits Security Administration (EBSA)

Regulations

26 CFR 54.4980B-1 et seq.