Be Part of the Ultimate Safety & Compliance Community
Trending news, knowledge-building content, and more – all personalized to you!
There is no federal workers’ compensation requirement for most private employers.
Insurance requirement: Self-insurance by private carrier, individual employer, or groups of employers
Exemptions from WC: Agricultural employers whose total cash wage payments during the preceding year totaled less than $2,500
Medical benefits provided: Full
Physician selection: Employer selects physician.
Benefits for temporary total disability (TTD): 80 percent of worker’s spendable earnings for the duration of disability
Benefits for permanent total disability (PTD): 80 percent of worker’s spendable earnings for the duration of disability
Benefits for permanent partial disability (PPD): 80 percent of worker’s spendable earnings for a maximum period in proportion to scheduled injuries or in proportion to losses of the whole person based on a maximum of 500 weeks
Scheduled awards: Paid in addition to and upon termination of temporary total disability benefits. Awards are not reduced because of receipt of TTD benefits.
Disfigurement benefits: Permanent head or facial disfigurement, which impairs future usefulness and earnings, is compensated according to the severity of disfigurement as determined by the Industrial Commissioner.
Death benefits for surviving spouse and children: 80 percent of worker’s spendable earnings for the period of widow/widowerhood and for children under 18. Two year lump sum payable upon remarriage if no children. Children receive benefits beyond age 18 if physically or mentally disabled, or until age 25 if full-time students.
Maximum burial allowance: twelve times the statewide average weekly wage
Waiting period: 3 days for temporary and permanent total disability. Compensation is retroactive if disability continues for more than 14 days from date of injury.
Rehabilitation: Both vocational rehabilitation (VR) and physical rehabilitation (PR) are covered. Employers are responsible for VR costs and benefit payments during VR for a maximum of 26 weeks. Employees receive TTD benefits plus $20 per week.
Attorney fees: Determined on an individual case basis by Agency.
Occupational hearing loss statutes: Employee has 2 years to file for compensation. Benefits for one ear are $52,100, both are $182,350. Hearing loss is determined by medical evaluation with a deduction for pre-existing loss.
What’s new – www.iowaworkcomp.gov/news-and-updates
Forms - www.iowaworkcomp.gov/pdfs
Iowa has adopted the IAIABC EDI Standards for purposes of filing First Reports of Injury and subsequent reports. This site will help you get started and direct you to the resources you need to begin Electronic Data Interchange for workers' compensation reporting in Iowa.
FAQ – www.iowaworkcomp.gov/employers-workers-compensation-insurance-coverage-verification
Contact
Iowa Division of Workers’ Compensation
Regulations
Workers’ Compensation Code (Title 3, Subtitle 2)
Contacts
None.
Regulations
None.